Lesser men of his day and since, either through ignorance or misunderstanding, have flippantly labeled him an impractical visionary or reckless gambler. The fact is, he was neither. He carefully weighed each proposition and made up his mind regarding it. It didn’t take him long to come to a decision. If adopted, he moved with a confident speed which left even his closest business associates breathless and bewildered. He was doing what others were doing. . . . The very worst that can be said of him is that he was an irrepressible speculator.